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I use Copilot (which costs $100/y) and review every transaction across all of our accounts. Gives me a lot of piece of mind. It's very fast to audit because the

I use Copilot (which costs $100/y) and review every transaction across all of our accounts. Gives me a lot of piece of mind. It's very fast to audit because the UI is slick and it has simple name matching rules it uses to categorize. EDIT: The specific app is https://copilot.money/ https://copilot.money/ I use the MacOS and iOS apps though I prefer the Mac app.

ggrelet 3y ago
This app is only available in the US. Any other similar app you’d recommend? Maybe one you tried before using copilot?
- justusthane 3y ago
  This might not be quite the same, but I’ve been using YNAB for years now. I religiously budget and track every dollar spent. It takes me maybe 20-30min/week, and it’s provides so much peace of mind knowing where every dollar is going, and more importantly, knowing what every dollar in my bank account is set aside for. You do need to adopt their zero-based envelope budgeting paradigm though. It’s very opinionated.
standardUser 3y ago
I aggressively track my recurring subscriptions, but I still feel like sometimes my primary credit card balance is rising more rapidly than I can account for. And the data we get on our statements seems purposefully crafted to confuse and bewilder instead of inform. Part of it is the difference between the "balance" and the "available credit", the latter of which includes things like invisible holds and unprocessed payments. The two numbers are never the same, and I have no clear way of tracking the relationship between those two numbers. That's a long way of saying that $100/year might not be such a bad deal to get some genuine visibility about my own spending. Especially since the companies currently providing me the information about my spending are, essentially, my enemies.
weikju 3y ago
Too many products called Copilot these days.. Which one are you using and what does it do?

ggrelet 3y ago

This app is only available in the US. Any other similar app you’d recommend? Maybe one you tried before using copilot?

justusthane 3y ago
This might not be quite the same, but I’ve been using YNAB for years now. I religiously budget and track every dollar spent. It takes me maybe 20-30min/week, and it’s provides so much peace of mind knowing where every dollar is going, and more importantly, knowing what every dollar in my bank account is set aside for. You do need to adopt their zero-based envelope budgeting paradigm though. It’s very opinionated.

standardUser 3y ago

I aggressively track my recurring subscriptions, but I still feel like sometimes my primary credit card balance is rising more rapidly than I can account for. And the data we get on our statements seems purposefully crafted to confuse and bewilder instead of inform. Part of it is the difference between the "balance" and the "available credit", the latter of which includes things like invisible holds and unprocessed payments. The two numbers are never the same, and I have no clear way of tracking the relationship between those two numbers. That's a long way of saying that $100/year might not be such a bad deal to get some genuine visibility about my own spending. Especially since the companies currently providing me the information about my spending are, essentially, my enemies.

weikju 3y ago

Too many products called Copilot these days.. Which one are you using and what does it do?