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I do a pretty good job of keeping only the subscriptions I use. Thankfully my S.O. has a severe allergy towards those kind of bills. Did you cancel HBO Max? We
by anthomtb 3y ago
I do a pretty good job of keeping only the subscriptions I use. Thankfully my S.O. has a severe allergy towards those kind of bills. Did you cancel HBO Max? We haven't watched it in 2 weeks. Are you still using Apple Music? Why do we have three music subscriptions? Is this really the cheapest mobile plan around? It can get naggy but man does it save some $$$.
What drives me nuts are the subscriptions that we actually use but keep creeping up in price. SiriusXM is the worst, I think that one is up nearly 25% in the past couple years. One of those frog-in-boiling-water situations were you don't notice the ~$1/month increase but suddenly the thing is well above your mental marker of what it costs.
- renewiltord 3y agoI use Copilot (which costs $100/y) and review every transaction across all of our accounts. Gives me a lot of piece of mind. It's very fast to audit because the UI is slick and it has simple name matching rules it uses to categorize. EDIT: The specific app is https://copilot.money/ https://copilot.money/ I use the MacOS and iOS apps though I prefer the Mac app.
- ggrelet 3y agoThis app is only available in the US. Any other similar app you’d recommend? Maybe one you tried before using copilot?
- justusthane 3y agoThis might not be quite the same, but I’ve been using YNAB for years now. I religiously budget and track every dollar spent. It takes me maybe 20-30min/week, and it’s provides so much peace of mind knowing where every dollar is going, and more importantly, knowing what every dollar in my bank account is set aside for. You do need to adopt their zero-based envelope budgeting paradigm though. It’s very opinionated.
- standardUser 3y agoI aggressively track my recurring subscriptions, but I still feel like sometimes my primary credit card balance is rising more rapidly than I can account for. And the data we get on our statements seems purposefully crafted to confuse and bewilder instead of inform. Part of it is the difference between the "balance" and the "available credit", the latter of which includes things like invisible holds and unprocessed payments. The two numbers are never the same, and I have no clear way of tracking the relationship between those two numbers. That's a long way of saying that $100/year might not be such a bad deal to get some genuine visibility about my own spending. Especially since the companies currently providing me the information about my spending are, essentially, my enemies.
- weikju 3y agoToo many products called Copilot these days.. Which one are you using and what does it do?
- jimmydddd 3y agoHaven't used Sirius in a long time. But back in the day, if you cancelled, they would follow up quickly with a lower offer.
- al_borland 3y agoIf you don’t call them you’ll pay something like $20/month. Calling and threatening to cancel can get them down to $5/month. If you actually cancel, they will mail and call you intensely to try to get you to sign back up, until you call again to give them an ultimatum to stop.
- Loughla 3y agoPandora is my favorite subscription. I have paid $3.99 a month for years, for all the music I could ever listen to. It is literally always on in my house or office.
- kwanbix 3y agoAny advantage over Spotify or Youtube Music that you know about?
- nktrnk 3y agoTry FIP radio. Free, no ads, and really good music picks to my taste. Beats Spotify and everything else I’ve tried in terms of finding new music or listening to something in the background. TBH, I still have a Spotify subscription for listening on demand.
- derwiki 3y agoRelisten.net is also free if Grateful Dead and other similar bands fit your taste
- croisillon 3y agoOr Radio Neptune! Classical during (European) day, jazz during the night, no talk, no ad https://radioneptune.fr/ https://radioneptune.fr/
- mFixman 3y agoI just cancel most monthly subscriptions as soon as I get them so I have to consciously re-subscribe every month if I want to use them.