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> My tech-hating mom is currently spending hours, maybe even days setting up billpay through her bank so she doesn't have to give companies her credit card info
by jjav 3y ago
> My tech-hating mom is currently spending hours, maybe even days setting up billpay through her bank so she doesn't have to give companies her credit card info for subscriptions. She's been burned too many times trying and failing to cancel subscriptions.
Why? That's much worse. If anything is going to do a recurring charge to me, I want it to go through a credit card which offers a layer of indirection.
I never authorize automatic billing directly to a bank account, then the money is truly gone. With a credit card I can always protest the charge and have had to do this with particularly difficult businesses a few times.
- rectang 3y ago> Why? That's much worse. Congratulations, HNer — you're more tech savvy than my mom. Perhaps you're volunteering to help vulnerable seniors like her navigate the Hobbesian nightmare of subscriptions? I applaud your initiative, but if you're new to this, let me caution you: they don't always understand or follow the advice you give them precisely. Even if they are trying their best.
- deleted 3y ago[deleted]