Serious lack of empathy in this thread, mostly by a bunch of incredibly wealthy individuals that have their life in order. When a lot of people struggle with c

Serious lack of empathy in this thread, mostly by a bunch of incredibly wealthy individuals that have their life in order. When a lot of people struggle with certain categories of problems, it's worth considering if those problems could be nerfed in some way rather than telling them just "get good". There's definitely a huge slew of predatory billing techniques and dark patterns to get people to keep paying for services. These patterns should be documented and destroyed. Having more accessible billing methods also makes life better for everyone (maybe except the company). Consider how absurd it is that only from California can you cancel your New York Times subscription online while every other state requires you to call in and deal with a retention agent. Let's not pretend this is in any way reasonable, it's straight up bullshit. Sure personal responsibility is important, but there's no reason we should accept predatory and abusive practices from companies. It just makes reality worse for everyone.