4 ms·

What are the downsides of disputing a charge?

• HumblyTossed 3y ago
  If you unpay for, say, YouTube, I'm pretty sure Google will straight up delete you.
• toomuchtodo 3y ago
  "Most places have segments in their contract that state if you do a chargeback or block a payment, they will terminate your account, and payment providers can block that card from being used on their service in the future." Also, depending on the agreement, you can be sent to collections (gym memberships are notorious for this). The chargeback doesn't supersede the vendor's control of access to the service or potential legal/debt obligations. https://news.ycombinator.com/item?id=39060260 https://news.ycombinator.com/item?id=39060260
  • jjav 3y ago
    > Most places have segments in their contract that state if you do a chargeback or block a payment, they will terminate your account, When terminating my account is exactly what I want, that's totally fine. This does highlight yet another problem with consolidating to huge companies. You'll never be able to charge back to a behemot like amazon or google, they'll just erase you off large parts of the internet which would be problematic. But with smaller vendors that you are trying to get rid of and never want anything to do with them again, it works wonderfully.