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I think the idea is that the scammer gets a legitimate payment from the receiver, and charges a bad payment to the sender. The sender cancels their card, and re

I think the idea is that the scammer gets a legitimate payment from the receiver, and charges a bad payment to the sender. The sender cancels their card, and reverses the charge, so now Walmart is out the money and out the item. But the receiver card is not cancelled because they actually intended to use it, and received the goods that they ordered, so Amazon pays out to them for fulfilling the order. The problem with maxing out the stolen card is that you can't get cash -- you can get stuff, but even then, you have to give away your address.

tamimio 3y ago
Very interesting! I think the next step for that guy is to go after amazon for enabling the scam and being the front-end.
beaeglebeached 3y ago
Another interesting twist of this happened to me. Someone created two eBay accounts. One in my name, one as a seller. They used my card to pay the seller with my forged eBay account. Then they found the tracking number of a package sent to my city around the same time. Ultimately the charge back failed when I reported fraud. They had a tracking number and invoice in my name, which my bank and eBay said had to be me. When I asked eBay to refund, they said the opposite as what they said to my bank. They said only the creator of the account could refund, not the person named on the account, so I could only refund if I found the fraudster and got their consent.