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When I need to cancel something that is hard to cancel, I get a free virtual card from Privacy (privacy.com), then switch my subscription to use the virtual car

When I need to cancel something that is hard to cancel, I get a free virtual card from Privacy (privacy.com), then switch my subscription to use the virtual card number, then pause or cancel the card in Privacy.

kccqzy 3y ago
Then you have the risk of the vendor sending your account to collections and trashing your credit score.
- igetspam 3y ago
  I've done the same thing for years. I've never seen collections.