3 ms·

They are, that's part of the point of having a credit card - you're spending the bank's money, not yours, and they have better lawyers.

• bayuah 3y ago
  Well, that is why I totally prefer debit card. Credit card basically you just borrowing money from bank for your (usually daily and small) purchases.
• TheCleric 3y ago
  Not in my experience. It appears that way to the CC user, but usually comes back to the merchant as a chargeback.