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This is an important lesson in data and operational security. Don't use your credit card on websites you don't trust, and use virtual cards whenever possible. A
by lopkeny12ko 3y ago
This is an important lesson in data and operational security. Don't use your credit card on websites you don't trust, and use virtual cards whenever possible. And 2FA all your online accounts. A few easy steps could have avoided a massive headache.
- rohansingh 3y agoIf the man is taken at his word, his only error was buying from a seller on Amazon.ca. What credit card he used there didn't matter at all.
- leros 3y agoUnfortunately in this case, the guy getting punished didn't do anything wrong. It's the woman who's Walmart account was hacked who messed up.
- rootusrootus 3y agoEven then, I'd put at least some blame on Walmart. Adding a new shipping address to an existing e-commerce account is an obvious situation where a little extra scrutiny is warranted. At least a 2FA check.
- bayuah 3y agoI agree. In my country, many e-commerce platforms require to add of a phone number. Therefore, if you add an address, you must input the code sent to your phone. Another point to note is that, for additional security, some e-commerce platforms even put your account on hold for a few days if you change the aforementioned phone number.
- TheCleric 3y agoEven Amazon in the past has at least asked me to reenter the card’s CVV when attempting to add a new address.
- function_seven 3y agoHow would this prevent what happened to Timothy Barker?
- stanmancan 3y agoThe two websites in question were Amazon and Walmart. If you can’t trust either of those then who can you trust?
- nytesky 3y agoTechnically it was a 3rd party seller right? Like eBay or a flea market or the back of a truck?
- organsnyder 3y agoTechnically, yes. But Amazon's site doesn't make this clear.
- toast0 3y agoYes, but you still pay Amazon, and Amazon pays the seller. Using a virtual card wouldn't have helped him here. The other victim wouldn't have been helped by using a virtual card at Walmart.ca either.
- nytesky 3y agoA virtual card that expires or is limited would have protected somewhat.
- oh_sigh 3y agoNo, because the order would still have gone on Walmart.com with his real name and address
- interestica 3y agoThere are no virtual card options
- bsder 3y agoHow about we simply make credit card companies liable for all of these kinds of frauds? Not the merchant, not the consumer, not the marketplace--the credit card company. If we did that, suddenly all the banks, marketplaces, etc. would have all the nice security things we've been bitching about for years.
- razakel 3y agoThey are, that's part of the point of having a credit card - you're spending the bank's money, not yours, and they have better lawyers.
- mcv 3y agoEvery time credit cards come up, everybody always tells me that this is their big advantage: that it's trivial to revert these two payments. So this fraud shouldn't work, and yet it does. How is that possible?
- toast0 3y agoReversing the payment to Walmart doesn't reverse the shipment, and assuming they don't get arrested or harassed, and the triangle purchaser is none the wiser, so the fraudster gets apparently clean money from the triangle purchase.
- mcv 3y agoUnless he's alerted, which is the case here. He could agree with the woman that they both reverse their payment.
- deleted 3y ago[deleted]
- belval 3y ago> Don't use your credit card on websites you don't trust The person in this article bought stuff from Amazon with their credit card and did not have their account compromised. Unless you are arguing against buying stuff on the Internet in general I don't see how you comment has anything to do with the case at hand. This is mostly typical RCMP overreach and the person should seek legal advice on counter-suing for damages.
- leereeves 3y ago>> Don't use your credit card on websites you don't trust > The person in this article bought stuff from Amazon Yeah, you shouldn't trust Amazon. They don't do nearly enough to ensure their 3rd party marketplace is safe.
- mcv 3y agoAmazon is one of the largest companies in world. They have a responsibility to be more trustworthy than this, and should be held accountable.
- leereeves 3y agoI agree, and I didn't mean to blame the victim here (in case it sounded like that to anyone). But it is a lesson to the rest of us, about the risk of shopping on Amazon.
- mcv 3y agoI totally agree, and I don't buy from Amazon as a matter of principle, but considering their size, clearly most people don't. And I suspect that's not because they're fine with the risk, but because they're not aware of it. And that's a problem. Amazon is profiting from trust that they're not worthy of.
- keithweaver 3y agoI completely agree about using Virtual Credit Cards generally. However, the majority of Canadian Banks (Especially the Big 6) don't offer virtual credit cards. Even US banks that offer credit cards in Canada don't offer it in here, but they do it the US (Ex. Capital One).
- organsnyder 3y agoAnd don't buy anything from Amazon (at the very least only from sellers that use Amazon's fulfillment services, which is easy to gloss over).
- croes 3y agoThey claim he used the woman's card, so no that wouldn't have helped