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401Ks usually target a somewhat safer subset of the market for investment than the raw S&P
by thegrim33 3y ago
401Ks usually target a somewhat safer subset of the market for investment than the raw S&P
- sgerenser 3y agoOn top of that, the default “safe” investment, US investment grade bonds, are actually down since March 2020 (which is highly unusual for bond funds over that long of a period). So a typical 401k investment of 70/30 stocks:bonds would be expected to have done significantly worse than 100% stock. See: https://www.portfoliovisualizer.com/backtest-asset-class-allocation?s=y&sl=3wzIVO1Rl5GptiQoHZTmBZ https://www.portfoliovisualizer.com/backtest-asset-class-all...