Seems like the fix for that problem is a cap for annual payouts instead of torpedoing the whole program? Though I would think for a lot of people who might be a

Seems like the fix for that problem is a cap for annual payouts instead of torpedoing the whole program? Though I would think for a lot of people who might be able to contribute to only one or two per year (and still do their dayjob) the $1200 would be pretty underwhelming.