$3k per month health insurance in the US must be for a family of 4, and must have a very low deductible/oop max (indicating regular use of healthcare). See her

$3k per month health insurance in the US must be for a family of 4, and must have a very low deductible/oop max (indicating regular use of healthcare). See here for a list of premiums in a state like NJ: https://www.nj.gov/dobi/division_insurance/ihcseh/ihcrates2024.pdf https://www.nj.gov/dobi/division_insurance/ihcseh/ihcrates20... $427 per month would be the cost for a 21 to 24 year old for “BCBS Omnia Silver HSA” (a good representative health insurance), and you can figure out the premiums for other ages using the age rating factors on bottom left (max is $1,287 per month for a 64 year old). Page 6 here shows the deductible and oop max ($2,300 and $7,500). https://www.ehealthinsurance.com/ehealthinsurance/benefits/2024/ifp/NJ/NJHorizon_Blue_Cross_Blue_Shield_of_New_Jersey-2024_IHC_Plan_Guide-10.2023.pdf https://www.ehealthinsurance.com/ehealthinsurance/benefits/2...