From looking at the GNU Taler FAQ[1], making “p2p” payments still needs to go through the exchange, and the exchanges need to be independently audited to ensure

From looking at the GNU Taler FAQ[1], making “p2p” payments still needs to go through the exchange, and the exchanges need to be independently audited to ensure compliance. Ok. So, privacy? Given that the system ultimately relies on centralized actors, it can only be private for payment amounts below any applicable travel rule amount in the given jurisdiction. [1] https://taler.net/en/faq.html https://taler.net/en/faq.html