Startups in 20s and 30s as owner if you can hack it or at least with stock options. Either retire by early 40s or switch into larger more stable companies where

Startups in 20s and 30s as owner if you can hack it or at least with stock options. Either retire by early 40s or switch into larger more stable companies where your job will survive downturns. Max out the 401K and Roth IRA dollar cost averaging into stock funds. Don't try to time the market. Own real estate and when moving into a bigger home, refinance the old one for the downpayment and rent it out if its in the same town.