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At least apps can provide transparent options now. Your payment page could have a "pay us through the App Store" button that costs 30% more than the "pay us thr

by bloppe 3y ago

At least apps can provide transparent options now. Your payment page could have a "pay us through the App Store" button that costs 30% more than the "pay us through our website" button, and explain why the numbers are different. Safari supports ApplePay, so your app could link you to a website which has a one-click payment option: no entering credit card details required. Would be hilarious is Apple decided to make ApplePay less convenient in Safari now to hobble the competition.

anomaly_ 3y ago
It won't be 30% less. It'll be 10% less.
- bloppe 3y ago
  The vast majority of App Store transactions incur a 30% fee. The most common credit card fee is ~3%. It's gonna make a pretty big difference.
  - lotsofpulp 3y ago
    ~3% plus costs of chargebacks, foreign exchange fees, time spent resolving disputes, customer service, etc.
    - bloppe 3y ago
      App Store payments are independent of customer service for the app itself. App developers would have to provide that either way. App Store refunds are not that different from credit card chargebacks. They mostly happen automatically, with some automatic abuse mitigation as well as a mechanism for the developers to report abuse. With Stripe, foreign exchange is an extra 1%. The rest of those are taken care of as part of the 3% fee. It doesn't cost that much to process payments. The one nice thing about the App Store is the centralized recurring subscription management. Seems like a nice juicy low-hanging fruit for Strip to disrupt now that they're allowed to.
    - gamblor956 3y ago
      The AppStore still charges developers for chargebacks and you still deal with dispute resolution and customer service. Foreign exchange fees are generally 1-2%, so they're not a huge consideration. It's actually worse with the AppStore, because Apple provides absolutely no assistance to the developer unless you're a billion-dollar plus company.
threeseed 3y ago
But regardless of where it is purchased the developer still needs to pay Apple 30%. So Apple gets paid. The customer who has to pay more loses. And the debate is whether Apple or the app developer gets the blame. I suspect the latter.
lxgr 3y ago
It would be 3% less, assuming 0% fee credit card processing (and there is no such thing). Apple will still be collecting 27%: https://www.macrumors.com/2024/01/16/us-app-store-alternative-purchase-option/ https://www.macrumors.com/2024/01/16/us-app-store-alternativ...
- deleted 3y ago
  [deleted]

by bloppe 3y ago

anomaly_ 3y ago

It won't be 30% less. It'll be 10% less.

bloppe 3y ago
The vast majority of App Store transactions incur a 30% fee. The most common credit card fee is ~3%. It's gonna make a pretty big difference.
- lotsofpulp 3y ago
  ~3% plus costs of chargebacks, foreign exchange fees, time spent resolving disputes, customer service, etc.
  - bloppe 3y ago
    App Store payments are independent of customer service for the app itself. App developers would have to provide that either way. App Store refunds are not that different from credit card chargebacks. They mostly happen automatically, with some automatic abuse mitigation as well as a mechanism for the developers to report abuse. With Stripe, foreign exchange is an extra 1%. The rest of those are taken care of as part of the 3% fee. It doesn't cost that much to process payments. The one nice thing about the App Store is the centralized recurring subscription management. Seems like a nice juicy low-hanging fruit for Strip to disrupt now that they're allowed to.
  - gamblor956 3y ago
    The AppStore still charges developers for chargebacks and you still deal with dispute resolution and customer service. Foreign exchange fees are generally 1-2%, so they're not a huge consideration. It's actually worse with the AppStore, because Apple provides absolutely no assistance to the developer unless you're a billion-dollar plus company.

threeseed 3y ago

But regardless of where it is purchased the developer still needs to pay Apple 30%. So Apple gets paid. The customer who has to pay more loses. And the debate is whether Apple or the app developer gets the blame. I suspect the latter.

lxgr 3y ago

It would be 3% less, assuming 0% fee credit card processing (and there is no such thing). Apple will still be collecting 27%: https://www.macrumors.com/2024/01/16/us-app-store-alternative-purchase-option/ https://www.macrumors.com/2024/01/16/us-app-store-alternativ...

deleted 3y ago
[deleted]