People who live paycheck-to-paycheck not getting paid at all is potentially a much bigger issue, particularly when you have laws and unions involved. The condit

People who live paycheck-to-paycheck not getting paid at all is potentially a much bigger issue, particularly when you have laws and unions involved. The conditions for that issue are also far less stringent, you don't need an extremely unusual operator error and an unplanned federal holiday happening at the same time, all you need is a single person forgetting to click "approve".