I wonder what is the more general solution to fixing the wealth distribution problem? This is not a unique problem and it is playing out in most western countri

I wonder what is the more general solution to fixing the wealth distribution problem? This is not a unique problem and it is playing out in most western countries to varying degrees. Cost of housing has skyrocketed, social mobility is down, a large portion of the population is bifurcated into “haves” and “have nots” which due to more limited social mobility is perpetuated across generations. One thing that I notice in my country is that there are very strong social programs to ensure that home owners do not lose their house. For example there was a moratorium on mortgage payments during covid, the government runs a mortgage insurance corporation to bail out defaulted mortgages, home owners get many tax breaks. What this does is it syphons money from public funds to protect home owners - which makes up the majority of people’s net worth — further ossifying the social classes. If you can scrounge enough money or have rich parents you can make that jump to property ownership and then the government will do everything in it’s power to stop you from losing that asset even if you are way over-leveraged, or the economy fails, or the house is a lemon. I think this is part of what makes the USA so wealthy is that they are willing to accept more pain during economic busts which efficiently allocates resources to where they are more efficiently used for the next boom.