People who are not working in IT but in a much less paid professions don't have enough war chest and savings to have luxury take a year off to learn new skill.

People who are not working in IT but in a much less paid professions don't have enough war chest and savings to have luxury take a year off to learn new skill. This might even apply to fresh IT students who started collage this year - they won't be happy that 10 years from now, just 5 years after graduation and still with student debt, their salaries are not above average anymore.