> I don't have a solution. I know the basic common theme to this question on HN is UBI. But I have yet to see or read anyone's answer to how UBI solves housing

> I don't have a solution. I know the basic common theme to this question on HN is UBI. But I have yet to see or read anyone's answer to how UBI solves housing issues. ( Which is a problem slightly different in different location / country / politics ) I guess that is a different topic. The first thing would be to de-profitize places for humans to live. Interest rates for humans with 0,1, or 2 homes could be set to low or preferably 0 interest. Taxes for homes could skyrocket after 2 homes, as to make parasitical rental companies uneconomical. AirBNB and similar rental structures can be required to business and hotelier standards (aka: make it uneconomical). Banks can also be compelled to take evidence of "paid $2000/mo rental for X years" as proof of paying same for mortgage. Companies who want to be in the rental industry must follow stringent cost-lowering structures, like rent control and other de-profiting strategies. And also, we need to build housing of all sorts, and not just single home dwellings and apartments. We're missing the various sorts of "middle urbanized housing" cause it's illegal.