3 ms·
I never had an account anywhere else but Chase (run through JPM) is pretty good, independent of branding. I have no affiliation with them but at the branch I g
by nickjj 3y ago
I never had an account anywhere else but Chase (run through JPM) is pretty good, independent of branding.
I have no affiliation with them but at the branch I goto there's always a free ATM inside for quick things, they make it easy to schedule meetings for more complex tasks and the bankers who have their own cubicle tend to be knowledgeable (I've encountered a couple of them over the years).
It's super easy to reach them too, and this is with a basic checking account only. Their checking account is free with no penalties as long as you direct deposit $500 / month OR keep $1,500 in there, for most folks on this site the first option means you only need to keep the bare minimum in there to pay your bills.
I don't care about the lack of interest. Most trading platforms will give you 4%+ which IMO has a nice advantage in that you can stick idle cash in there (untraded) and collect risk free interest and you can quickly transfer it back to your bank account if you need it. It's a reasonable solution for an emergency fund, but it also doubles as a way to instantly put money into the market if an opportunity strikes.