Oh I wasn't talking down about JPM. I actually worked there for a few in the Private Banking space (as a Software Engineer). Great bank, but they also have has

Oh I wasn't talking down about JPM. I actually worked there for a few in the Private Banking space (as a Software Engineer). Great bank, but they also have has the wind at their back in certain situations (being gifted First Republic in the latest regional banking crisis. FR just had a liquidity crisis. Functionally it was fine. JPM got a steal). Citi on the other hand hasn't had those options/gifts... largely because of prior mismanagement. I think they're only up 10% in the last 10 years or something crazy like that.