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> Without actually consulting with a patient and agreeing upon pricing well ahead of a scheduled surgery, you have absolutely no business requesting any payment
by devilbunny 3y ago
> Without actually consulting with a patient and agreeing upon pricing well ahead of a scheduled surgery, you have absolutely no business requesting any payment directly from them.
Well, if you want to turn this into a rant on how incredibly backward the way things are done is, I'll agree with you that it's a terrible method. But it is the way things work. Don't believe me? Ask your insurance company. Your deductible is not payable to the insurance company; they require the billing entity to collect it themselves (and thus spread the risk onto us - they don't pay our negotiated fee, they pay the negotiated fee minus your deductible and it's up to us to get it from you).
> And you can most certainly retain your legal independence and work for multiple vendors as a subcontractor, like in any other industry.
Again, look at how health insurance in the US, as a whole, works. And, for that matter, hospitals (for- vs not-for-profit is a mostly meaningless distinction in this).
- mindslight 3y ago> But it is the way things work Sure, it's the way things are done. What I'm questioning is why it should even be expected to "work", apart from people's seemingly misguided sense that what essentially amounts to a request for a tip is somehow a binding debt they're obligated to pay. What you've described is the exact same set up as a waiter at a restaurant. And yet despite waiters often handling identifying information, nobody gets a post-hoc bill in mail asking for arbitrary table service fees. And if some waiter did try this hustle, the recipient would likely roll their eyes and toss it in the bin. > Your deductible is not payable to the insurance company; they require the billing entity to collect it themselves Sure. I wouldn't call this backwards - rather inconvenient but still legally sound. The provider enters into a contract with the "insurance" company that requires this. The customer enters into a contract with the provider by requesting and using their service, so the provider can bill the customer. What you (and most of the industry) are somehow claiming is that even though the patient already has a business arrangement with the hospital for treatment, that the hospital calling in a subcontractor means that subcontractor is somehow entitled to bill the patient directly despite having no business relationship.