I'm making 5.3% on a savings account and have been making at least 4% for over a year. When the overnight rates go up, move cash into FDIC insured high yield ac

I'm making 5.3% on a savings account and have been making at least 4% for over a year. When the overnight rates go up, move cash into FDIC insured high yield accounts. If you're still getting no interest on your savings, you're being robbed.