Nothing exists in a vacuum. Times have been fairly good for companies since the peak of the millennial generation graduated undergrad. As a result it's like y

Nothing exists in a vacuum. Times have been fairly good for companies since the peak of the millennial generation graduated undergrad. As a result it's like you say, easy to get jobs, lots of fast moving work to come by. This is concurrent with the worst housing market and biggest asset bubble anyone alive has ever seen. Even if you're pulling 90th percentile incomes, in most metro areas where those jobs are, you aren't gonna be buying a house ever. Housing is starting to take up the majority of everyone's take home pay and the rat race as it stands for the younger demographics here is building net worth, without a hyper leveraged guaranteed-line-go-up real estate asset, fast enough to outrun enough of the population so the next big disaster doesn't smash them to a paste. Easy money means assets aren't. Regardless of how economics works, you still need food and shelter.