> I complained about this to my bank when I found out they stored passwords and their response was "don't worry about it - you aren't responsible for fraud". I

> I complained about this to my bank when I found out they stored passwords and their response was "don't worry about it - you aren't responsible for fraud". I'd much rather live in a world where banks are idiots with passwords and I'm not responsible for fraud, than a world where I'm expected to be not an idiot with my passwords, and I were responsible for fraud. Every day, I count my lucky stars.