Sorry to hear this. If you're now making the most you ever have, and continue to do so, hopefully if you live somewhat frugally and save, you ought to be OK in

Sorry to hear this. If you're now making the most you ever have, and continue to do so, hopefully if you live somewhat frugally and save, you ought to be OK in the long-term? Speaking as someone who for various reasons, mostly the need to support family members, doesn't have the big bucks a lot of tech workers have. I've no prospect of owning land or a boat. ;) Or a fancy car. But I don't really care. :) Vacations - well ours are fine, we go to nice countryside, but doesn't involve flights, hotels, eating out or anything fancy. Seems to me in the West, many expect a high standard of living and feel a failure if we don't achieve that. But people in poorer countries are happy with much less. When I worked in the USA, I noticed many immigrants lived very happy lives on a fraction of resources of their American coworkers/ peers. They hadn't got used to expecting that standard of living. Possibly their kids would be more "American" and feel like that had to have more. * Caveat : US healthcare system is a mess and can cause huge bills , for some people frugality and saving is outweighed by health costs. This system needs fixing IMHO