Commoditization isn’t really a problem except that governments went overboard by leaving it to market to solve problems. This creates unhealthy incentives to on

Commoditization isn’t really a problem except that governments went overboard by leaving it to market to solve problems. This creates unhealthy incentives to only build commercial buildings for upper middle class and higher. It drives prices up. Good government should be aware of it but usually they rub shoulders with the project managers of the big building corporations.