I recently used Wise (formerly transferwise) to send money to someone in Pakistan. It was about $10 to send $1000USD. The exchange rates are competitive too. An

I recently used Wise (formerly transferwise) to send money to someone in Pakistan. It was about $10 to send $1000USD. The exchange rates are competitive too. And the recipient is guaranteed to get the correct amount in their destination currency. It even has some degree of fraud protection and customer support baked in. What’s the crypto solution that beats that?