That's how some people operate. But I've met plenty of business owners who literally put their life savings on the line for their business ventures. In short, t

That's how some people operate. But I've met plenty of business owners who literally put their life savings on the line for their business ventures. In short, they do everything in your tl;dr, excepting that failure is absolutely not an option for them. I think many of us like to believe having the cushion is the thing that would set us free, but I know many people who took risks with no cushion, and many more who have the cushion and take no risks, to question that.