Not sure what you do for home prices - with increasingly horrific wildfires occurring more frequently and in places that normally don’t see them (Louisville, CO

Not sure what you do for home prices - with increasingly horrific wildfires occurring more frequently and in places that normally don’t see them (Louisville, CO springs to mind), it probably just is going to cost more. Sucks to feel the effects of climate change, I suppose. If you cap rates, sounds like insurers will simply stop selling in your state. For auto insurance, at least in some states, I suppose people will have to start thinking about minimum liability (? I may have the wrong word) coverage and just save money to cover damages. For the folks in cities, desperate to get people out of cars, seems like an opportunity to push harder for more transit options. I suppose it also means it’s time for drivers to add more protection from uninsured drivers.