For a 10 year bet, that's a fair point. Tangentially, over the course of an individual investor's working years, I think this shows that the S&P 500 is pretty

For a 10 year bet, that's a fair point. Tangentially, over the course of an individual investor's working years, I think this shows that the S&P 500 is pretty good, if paired with appropriate bond allocation as your move towards retirement.