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Payments with the magnetic stripe is something that’s long gone in Europe. More than 20 years. Some devices may still support it (for US tourists), but I haven’
by andix 3y ago
Payments with the magnetic stripe is something that’s long gone in Europe. More than 20 years. Some devices may still support it (for US tourists), but I haven’t seen anyone using it for over a decade.
I doubt that the number and the name can be read via EMC. Otherwise you could easily read strangers name in the subway by just holding your NFC Android phone close to their wallet. And HN would be full with such stories :)
- gruez 3y agoI double-checked with an EMV reader app on my phone and yeah, it's not there. The fields/separators are there, but my "name" is a zero length string.
- nephanth 3y agoI actually have been to a gas station in france a few years ago (like in the late 2010s) whose terminal only accepted magnetic stripe. I was extremely surprised, i really thought they didn't exist anymore
- andix 3y agoLate 2010s sounds about right, the EU directive PSD2 became effective by September 2019, which banned most of those machines accepting payment without a PIN or magnetic stripe. There might have been some extended timelines in some member countries and also some providers that just didn't implement it in time (and might had to pay a fine). https://en.wikipedia.org/wiki/Payment_Services_Directive#Revised_Directive_on_Payment_Services_(PSD2) https://en.wikipedia.org/wiki/Payment_Services_Directive#Rev...