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COBRA is Where you need to start paying for the full cost of the insurance plan your employer was paying most of while your income has been entirely removed. It
by ericjmorey 3y ago
COBRA is Where you need to start paying for the full cost of the insurance plan your employer was paying most of while your income has been entirely removed. It's such a dumb law.
- db48x 3y agoWell yea. Insurance isn’t free and your employer isn’t paying for it any more. Someone has to.
- fcarraldo 3y agohttps://en.wikipedia.org/wiki/List_of_countries_with_universal_health_care https://en.wikipedia.org/wiki/List_of_countries_with_univers...
- db48x 3y agoIn those countries, your taxes pay for the health care. If you don’t have a job, you are freeloading. Your health care raises the amount of taxes that must be collected from everyone else.
- koolba 3y agoThe alternative is no income, no insurance, and no mechanism to continue your coverage. The point of COBRA is to continue your existing benefits, soaking the total cost yourself, so you do not have to find a new doctor.
- oarsinsync 3y ago> The point of COBRA is to continue your existing benefits, soaking the total cost yourself, so you do not have to find a new doctor. Just a new source of income to pay the rent, or a free place to sleep since you can’t afford rent anymore, now that you’re paying for health insurance instead.
- callalex 3y agoNo, the alternative is universal healthcare.
- lotsofpulp 3y agoCOBRA is an artifact of pre Affordable Care Act health insurance, when you could be denied for pre existing conditions and it simply was not sold as easily to individuals. It can easily be dispensed of and nothing would change, people would simply need to go to healthcare.gov.
- ghaff 3y agoWhen I looked at it I’d probably have gone with COBRA but just because it was short-term and it meant I basically wouldn’t have had to think about anything.