They do not. The major gyms somehow have basically blocked chargebacks from most major issuers and additionally even cancelling your card for a new one won’t h

They do not. The major gyms somehow have basically blocked chargebacks from most major issuers and additionally even cancelling your card for a new one won’t help. I got into a giant fight with Lifetime Fitness and Amex over this. Amex 100% took the gyms side and allowed them to bill me even after I told them I refused any additional charges. The chargeback system is consumer friendly until there is actual real money on the table. If you are a giant business you can block many chargebacks as matter of course. Your issuing bank will tell you to take it up in civil court while issuing you a bill. As I looked into this further I realized chargebacks other than outright theft and fraud are basically done as a courtesy until your account is no longer worth it to the issuer.