3 ms·

Stupid me. I was using money to buy food the whole time.

by dvh 3y ago

HenryBemis 3y ago
Good sarcasm :) I don't know who you are and how much you make. The first thing I do when I get paid is "pay my future self". Believe it or not, food comes second. The order of business is 1) Invest, 2) Save, 3) Spend. Never the other way around. I follow a mix of "7 accounts.." (https://www.youtube.com/watch?v=auzLhKvsxnQ https://www.youtube.com/watch?v=auzLhKvsxnQ), Intelligent Investor (for investments - mostly VOO or VOOG with some SOXX). I perhaps save more than I should (I 'live less'). This is a principle you can do irrespective of the amount (as long as it's over €$1000). I don't mind changing phones every 3 years, and put those $200 to work for me instead of the other way round.
- Novosell 3y ago
  You say every 3 years like that's a long time. Is this more sarcasm?
  - rmbyrro 3y ago
    At their income level, probably changing phones every year would be a common practice. But their communicational goal here is just to say they consume less than their income would allow in the short term.
  - HenryBemis 3y ago
    Sorry for the delayed response. No, no sarcasm. My current phone is an Oppo, 8+8GB RAM, 256GB storage, and "ok" CPU/GPU. I've removed the bloatware, using NoRoot Firewall and keep most apps NOT running in background. The main usage is Signal, Spotify, Netflix, Firefox. I don't need to upgrade it to a faster CPU/GPU/RAM any time soon, so why should I? I got a good case for it, so it survives the falls/drops. I genuinely don't see a reason to upgrade. Plus, when I DO change a phone I need to spend 2-3-4 days to reinstall apps, copy songs/ringtones/PDFs, remove bloatware, change settings on apps/battery/etc. I don't just boot and run with it.
rmbyrro 3y ago
If you mean you were using debt to buy food and thought it's sustainable, it's an arguably stupid behavior, indeed.

3 ms·

Stupid me. I was using money to buy food the whole time.

by dvh 3y ago

Stupid me. I was using money to buy food the whole time.

HenryBemis 3y ago
Good sarcasm :) I don't know who you are and how much you make. The first thing I do when I get paid is "pay my future self". Believe it or not, food comes second. The order of business is 1) Invest, 2) Save, 3) Spend. Never the other way around. I follow a mix of "7 accounts.." (https://www.youtube.com/watch?v=auzLhKvsxnQ https://www.youtube.com/watch?v=auzLhKvsxnQ), Intelligent Investor (for investments - mostly VOO or VOOG with some SOXX). I perhaps save more than I should (I 'live less'). This is a principle you can do irrespective of the amount (as long as it's over €$1000). I don't mind changing phones every 3 years, and put those $200 to work for me instead of the other way round.
- Novosell 3y ago
  You say every 3 years like that's a long time. Is this more sarcasm?
  - rmbyrro 3y ago
    At their income level, probably changing phones every year would be a common practice. But their communicational goal here is just to say they consume less than their income would allow in the short term.
  - HenryBemis 3y ago
    Sorry for the delayed response. No, no sarcasm. My current phone is an Oppo, 8+8GB RAM, 256GB storage, and "ok" CPU/GPU. I've removed the bloatware, using NoRoot Firewall and keep most apps NOT running in background. The main usage is Signal, Spotify, Netflix, Firefox. I don't need to upgrade it to a faster CPU/GPU/RAM any time soon, so why should I? I got a good case for it, so it survives the falls/drops. I genuinely don't see a reason to upgrade. Plus, when I DO change a phone I need to spend 2-3-4 days to reinstall apps, copy songs/ringtones/PDFs, remove bloatware, change settings on apps/battery/etc. I don't just boot and run with it.
rmbyrro 3y ago
If you mean you were using debt to buy food and thought it's sustainable, it's an arguably stupid behavior, indeed.