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Exactly. From her perspective, she had Task A: open a bank account for client SomeBank, performed that task and way later had Task B, apply for a loan at SomeBa
by pflenker 3y ago
Exactly. From her perspective, she had Task A: open a bank account for client SomeBank, performed that task and way later had Task B, apply for a loan at SomeBank. It's not at all suspicious to perform those tasks for the same customer, and the "test data" given to her looked legit (it's because they were the actual data from Task A)
- LeafItAlone 3y agoI still don’t get it. Presumably there’s more information needed to apply for a loan than a bank number, such as name, DOB, and address (and maybe SSN or other personal ID, depending on country). What data was used for that?
- everforward 3y agoThe bank presumably already has that from the KYC on the open account. I'm assuming that's the clever bit. The scammers got the victim to apply using their own personal data by hiding that fact behind the account number.
- mint2 3y agoThis doesn’t make sense to me either. Even when opening a new CD at an existing bank it asks me to confirm the address on file. I guess it’s possible the scammers scoped out banks and found the shitty ones with inadequate practices…
- LeafItAlone 3y agoAt least in the US that seems highly unlikely, specifically because of KYC.