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How does this scheme socialize the gains of children if children don't pay premiums? In my country it's actually free to have children (as there are no hospital
by oktoberpaard 3y ago
How does this scheme socialize the gains of children if children don't pay premiums? In my country it's actually free to have children (as there are no hospital and healthcare costs involved for the parents) and having children gets subsidized in various forms (allowances, education, etc). Sure, it's still expensive to have children, but it's expensive to have children in any country. And mind you, there is no country in the world where the per capita healthcare expenditure (private and public combined) is higher than in the US.
Edit: per capita.
- thriftwy 3y agoThis scheme seems to squeeze young adults for cash so they can only afford children shortly before they are no longer able to produce them.
- oktoberpaard 3y agoBecause of the premiums they have to pay, you mean? The premiums are currently about $150 a month, or less if you accept a higher out-of-pocket payment. If you don’t earn much, it’s almost 100% subsidized by the government, which is mostly paid for by people with higher incomes who pay more taxes (in absolute numbers as well as relatively, due to the progressive tax system). I think one of the most important factors for not having children early is the sky-high housing market, definitely not the healthcare insurance system.