As a matter of fact I did, and you're right: I mis-read the parent comment as present tense vs. potential future tense. My apologies. That said, I think some

As a matter of fact I did, and you're right: I mis-read the parent comment as present tense vs. potential future tense. My apologies. That said, I think some of the problems with the credit report solution still stand; namely that pulling credit histories has a cost (both to the reviewer and to Yelp). I would worry about what they would do with that information beyond merely authenticating me as a "real person" and I would expect that fewer people would be willing to review a local donut shop if doing so required a credit pull.