Credit scores, unlike healthcare plans, are not for consumers, they are for creditors. Consumer loans are the real analogy you are looking for. The domain of p

Credit scores, unlike healthcare plans, are not for consumers, they are for creditors. Consumer loans are the real analogy you are looking for. The domain of private financial & life info they have direct legal access to is pretty absurd. Many creditors will additionally ensure a background check of their customer prior to finalizing a loan. What "private" data remains sacred at this point? Why do we have regulations like ECOA in the first place? Because of many such abuses.