I think you are making an important point: it is easy to think that the value to you of having a car with loading capacity or a dining room for parties can be c

I think you are making an important point: it is easy to think that the value to you of having a car with loading capacity or a dining room for parties can be calculated from the utilization alone. Right now my car has broken down. I don't actually use it that much since I commute to work on my bicycle. But as it is broken down I realize that those "corner cases" actually occur much more frequently that I had thought. For instance, this week I've needed it twice. Next week I need to take a trip where I could either drive myself to the airport, allowing me to sleep in for another hour or so, or I can use public transport. If I use public transport I will be home much later so a social engagement I was planning to take part in has to go. Sure, I don't use my car that often anymore since I try to ride my bike when possible. Even in winter. But that's not really how I use my car these days. As for houses: they're a lot more complicated than I thought. You don't actually know how you are going to use a house and whether it will "work" before you move in. It took us years to figure out what a couple of the rooms would be used for. During covid the room at the top of the house, which was kind of a second living room up until then, became my wife's office. And it works great for that.