Yes, except one thing (the car crash) tends to have higher consequences than the coffee mug that the person dropped. And saying, "I was in a car accident" is ve

Yes, except one thing (the car crash) tends to have higher consequences than the coffee mug that the person dropped. And saying, "I was in a car accident" is very passive and ascribing the blame to someone else or the world at large. "I hit another car while driving." is the more accurate way of describing the situation. People like to take credit for their accomplishments and hide their blunders.