Or you have financial troubles and no credit card just as you need to renew... A more permanent way to buy - not rent - domain names would solve many of these

Or you have financial troubles and no credit card just as you need to renew... A more permanent way to buy - not rent - domain names would solve many of these issues. And changing ownership of domains should be just as difficult as changing ownership of real estate, the only people benefiting from the current ease of changing domain ownership are speculators.