you underestimate timing / luck, and the overwhelming draw of a ponzi scheme. the main thing he needed was the audacity.. chutzpah... effrontery to ignore the

you underestimate timing / luck, and the overwhelming draw of a ponzi scheme. the main thing he needed was the audacity.. chutzpah... effrontery to ignore the consequences and commit whole heartedly. He was always going to get caught, and he ignored that.