> of cash or transfers between family and friends one may say that this cousin is trying to wash/launder his cash from that drug trafficking, stealing, and by

> of cash or transfers between family and friends one may say that this cousin is trying to wash/launder his cash from that drug trafficking, stealing, and by breaking it down to small amounts which he gives you in cash and then you 'venmo'/paypal to him via the banking system (I can give you more cringe-worthy scenarios but I hope you get the spirit on this one). transfers between family (I assume the very immediate husband-wife that reasonably live together and have a household together). If you exchange €10k per month with various cousins, then sorry - not sorry - that smells fishy. I don't suppose any bank is triggered by a €20 payment once per month (splitting pizza/drinks). But if you do this daily/regularly and the amounts (even seemingly small) add up to some €k, then again.. sorry - not sorry - that smells fishy. I remember paying for a business service in the UK some years ago a couple of thousand (GBP) and the guy's bank got triggered because his payments were coming from within UK and this one came from the EU. Now, it is small amount, totally justifiable, but perhaps the guy has told his bank he only does business 'locally' and he's been getting multiple payments from abroad.