There's a chance it'll get impounded if you get pulled over or something and a cop checks your (lack of) insurance. I imagine that's a rare scenario for Floridi

There's a chance it'll get impounded if you get pulled over or something and a cop checks your (lack of) insurance. I imagine that's a rare scenario for Floridians; otherwise the rate would approach 0%. Everybody (ex. [1]) seems to point to IRC [2] but they seem to say around 20% and I think the actual study is paywalled. Whats really interesting is it sounds like in Florida you insure yourself and if you receive an injury then you file a claim against your own insurance who then pays you. As opposed to receiving a payment from the person who hit you. > [1] Instead of mandating BI insurance, Florida requires drivers to purchase personal injury protection (PIP) insurance and property damage insurance. An injured driver is often limited to making a claim against his or her own PIP coverage. The coverage pays 80% of medical bills and 60% of lost wages, up to $10,000. [1]: https://www.rite4justice.com/what-you-need-to-know-about-uninsured-drivers-in-florida https://www.rite4justice.com/what-you-need-to-know-about-uni... [2]: https://insurance-research.org/ https://insurance-research.org/