Financial instability will do that to ya. You finally achieve a somewhat comfortable lifestyle but that requires DINK status to keep up the mortgage payments an

Financial instability will do that to ya. You finally achieve a somewhat comfortable lifestyle but that requires DINK status to keep up the mortgage payments and then you look at having kids and it pushes you over the edge because daycare alone is half your mortgage. But when you thrive in financial instability and have a lifestyle that works with a parent that's out of work or not having stable income having kids doesn't add much to that.