First paragraph is spot on. But it’s a subscription based app less than $5 and the user keeps all the interest. We will never sell information, I hate that stuf

First paragraph is spot on. But it’s a subscription based app less than $5 and the user keeps all the interest. We will never sell information, I hate that stuff. Our goal is to have people stick to the money they have and to stop overspending. Additionally, we want to give new credit card users a chance to get used to having a credit card. Credit cards are good, if you spend them like a debit card.