I agree in principle, however IMO there is room for much simpler apps that don't necessarily follow the UI conventions of the platform and still provide a magic

I agree in principle, however IMO there is room for much simpler apps that don't necessarily follow the UI conventions of the platform and still provide a magical experience. The keyword here being "simple". The app of my Bank (Commerzbank) looks the same in both platforms (despite being native, last time I asked), and IMO provides a much better experience than lots of native Apple or Google tools. And IMO a better UI/UX too. Same with Monobank from Ukraine, astonishing app that doesn't really care about the platform and gets things done in IMO a better way than native-inspired apps. I would prefer for most apps to move into the Commerzbank direction than in the... I don't know, Pixelmator? Which is 100% native but still feels very unintuitive sometimes ("Save as" for example) despite being my daily pic editor for 15 years...