I wanted to say that the charitable interpretation is that these things are basically prerequisites for the market to be "free" enough for any invisible hand ef

I wanted to say that the charitable interpretation is that these things are basically prerequisites for the market to be "free" enough for any invisible hand efficiencies to arise - low barrier to entry, consumers are cost-conscious and have free choice, no anti-competitive bundling between provider, pharmacy, and insurance services. But then I hit F5 and see that they explicitly feel these things will just come about given a "free market". Oh well.