The whole system is rigged. Both my doctors office (chain) and walk in clinic will charge 2x the cost for insured... Its better to tell them my insurance lapsed

The whole system is rigged. Both my doctors office (chain) and walk in clinic will charge 2x the cost for insured... Its better to tell them my insurance lapsed and I'm paying cash. So I always tell them I'm uninsured and pay with my HSA.